Call report 2012Q4
CITIZENS BANK & TRUST COMPANY — 2012Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 365,852,000 | USD | evidence → |
| Total loans | 231,115,000 | USD | evidence → |
| Allowance for loan losses | 3,837,000 | USD | evidence → |
| Securities available for sale | 59,699,000 | USD | evidence → |
| Securities held to maturity | 46,768,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 323,300,000 | USD | evidence → |
| Interest-bearing deposits | 277,892,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,408,000 | USD | evidence → |
| Equity capital | 39,117,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,037,000 | USD | evidence → |
| Interest expense | 1,799,000 | USD | evidence → |
| Net interest income | 14,238,000 | USD | evidence → |
| Noninterest income | 2,428,000 | USD | evidence → |
| Noninterest expense | 8,293,000 | USD | evidence → |
| Provision for loan losses | 2,125,000 | USD | evidence → |
| Pretax income | 6,248,000 | USD | evidence → |
| Income tax | 1,703,000 | USD | evidence → |
| Net income | 4,545,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,077,000 | USD | evidence → |
| Total capital | 41,063,000 | USD | evidence → |
| Risk-weighted assets | 238,016,000 | USD | evidence → |