Call report 2009Q4
CITIZENS BANK & TRUST COMPANY — 2009Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 344,173,000 | USD | evidence → |
| Total loans | 226,596,000 | USD | evidence → |
| Allowance for loan losses | 3,324,000 | USD | evidence → |
| Securities available for sale | 47,875,000 | USD | evidence → |
| Securities held to maturity | 36,884,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 300,151,000 | USD | evidence → |
| Interest-bearing deposits | 259,936,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,215,000 | USD | evidence → |
| Equity capital | 34,109,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,339,000 | USD | evidence → |
| Interest expense | 4,544,000 | USD | evidence → |
| Net interest income | 13,795,000 | USD | evidence → |
| Noninterest income | 1,967,000 | USD | evidence → |
| Noninterest expense | 8,164,000 | USD | evidence → |
| Provision for loan losses | 1,725,000 | USD | evidence → |
| Pretax income | 5,665,000 | USD | evidence → |
| Income tax | 1,746,000 | USD | evidence → |
| Net income | 3,919,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,156,000 | USD | evidence → |
| Total capital | 36,010,000 | USD | evidence → |
| Risk-weighted assets | 227,849,000 | USD | evidence → |