Call report 2008Q4
CITIZENS BANK & TRUST COMPANY — 2008Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,048,000 | USD | evidence → |
| Total loans | 212,439,000 | USD | evidence → |
| Allowance for loan losses | 2,219,000 | USD | evidence → |
| Securities available for sale | 39,412,000 | USD | evidence → |
| Securities held to maturity | 48,496,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,929,000 | USD | evidence → |
| Interest-bearing deposits | 242,390,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,539,000 | USD | evidence → |
| Equity capital | 32,641,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,957,000 | USD | evidence → |
| Interest expense | 6,525,000 | USD | evidence → |
| Net interest income | 13,432,000 | USD | evidence → |
| Noninterest income | 1,996,000 | USD | evidence → |
| Noninterest expense | 7,557,000 | USD | evidence → |
| Provision for loan losses | 649,000 | USD | evidence → |
| Pretax income | 7,222,000 | USD | evidence → |
| Income tax | 2,425,000 | USD | evidence → |
| Net income | 4,797,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,037,000 | USD | evidence → |
| Total capital | 34,256,000 | USD | evidence → |
| Risk-weighted assets | 220,857,000 | USD | evidence → |