Call report 2008Q2
CITIZENS BANK & TRUST COMPANY — 2008Q2
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 328,759,000 | USD | evidence → |
| Total loans | 206,805,000 | USD | evidence → |
| Allowance for loan losses | 2,232,000 | USD | evidence → |
| Securities available for sale | 31,728,000 | USD | evidence → |
| Securities held to maturity | 53,300,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,842,000 | USD | evidence → |
| Interest-bearing deposits | 242,624,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,218,000 | USD | evidence → |
| Equity capital | 32,096,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,220,000 | USD | evidence → |
| Interest expense | 3,625,000 | USD | evidence → |
| Net interest income | 6,595,000 | USD | evidence → |
| Noninterest income | 1,452,000 | USD | evidence → |
| Noninterest expense | 3,702,000 | USD | evidence → |
| Provision for loan losses | 414,000 | USD | evidence → |
| Pretax income | 3,931,000 | USD | evidence → |
| Income tax | 1,339,000 | USD | evidence → |
| Net income | 2,592,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,632,000 | USD | evidence → |
| Total capital | 33,864,000 | USD | evidence → |
| Risk-weighted assets | 211,938,000 | USD | evidence → |