Call report 2007Q2
CITIZENS BANK & TRUST COMPANY — 2007Q2
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 287,459,000 | USD | evidence → |
| Total loans | 199,716,000 | USD | evidence → |
| Allowance for loan losses | 2,560,000 | USD | evidence → |
| Securities available for sale | 29,952,000 | USD | evidence → |
| Securities held to maturity | 40,507,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 246,528,000 | USD | evidence → |
| Interest-bearing deposits | 210,525,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,003,000 | USD | evidence → |
| Equity capital | 30,586,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,233,000 | USD | evidence → |
| Interest expense | 4,029,000 | USD | evidence → |
| Net interest income | 6,204,000 | USD | evidence → |
| Noninterest income | 1,340,000 | USD | evidence → |
| Noninterest expense | 3,604,000 | USD | evidence → |
| Provision for loan losses | 162,000 | USD | evidence → |
| Pretax income | 3,778,000 | USD | evidence → |
| Income tax | 1,270,000 | USD | evidence → |
| Net income | 2,508,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,329,000 | USD | evidence → |
| Total capital | 32,785,000 | USD | evidence → |
| Risk-weighted assets | 195,606,000 | USD | evidence → |