Call reports 2015
FARMERS AND MERCHANTS STATE BANK OF PIERZ — 2015
What FARMERS AND MERCHANTS STATE BANK OF PIERZ reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 171,951,000 | 175,984,000 | 176,536,000 | 181,419,000 |
| Total loans | 133,739,000 | 138,549,000 | 138,514,000 | 138,853,000 |
| Allowance for loan losses | 1,363,000 | 1,500,000 | 1,608,000 | 1,640,000 |
| Securities available for sale | 26,632,000 | 23,898,000 | 22,898,000 | 23,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,790,000 | 157,717,000 | 157,516,000 | 161,308,000 |
| Interest-bearing deposits | 113,629,000 | 114,858,000 | 114,748,000 | 115,205,000 |
| Noninterest-bearing deposits | 39,161,000 | 42,859,000 | 42,768,000 | 46,103,000 |
| Equity capital | 18,208,000 | 18,045,000 | 18,768,000 | 19,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 4,013,000 | 6,080,000 | 8,099,000 |
| Interest expense | 163,000 | 329,000 | 495,000 | 663,000 |
| Net interest income | 1,804,000 | 3,684,000 | 5,585,000 | 7,436,000 |
| Noninterest income | 131,000 | 228,000 | 419,000 | 765,000 |
| Noninterest expense | 991,000 | 1,999,000 | 2,983,000 | 4,047,000 |
| Provision for loan losses | 120,000 | 200,000 | 240,000 | 240,000 |
| Pretax income | 843,000 | 1,732,000 | 2,813,000 | 3,940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 843,000 | 1,732,000 | 2,813,000 | 3,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,228,000 | 18,290,000 | 18,843,000 | 19,970,000 |
| Total capital | 19,591,000 | 19,790,000 | 20,451,000 | 21,610,000 |
| Risk-weighted assets | 137,976,000 | 140,595,000 | 140,466,000 | 140,431,000 |