Call reports 2012
FARMERS AND MERCHANTS STATE BANK OF PIERZ — 2012
What FARMERS AND MERCHANTS STATE BANK OF PIERZ reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 171,951,000 | 171,413,000 | 167,522,000 | 173,874,000 |
| Total loans | 124,926,000 | 120,674,000 | 119,018,000 | 114,617,000 |
| Allowance for loan losses | 1,742,000 | 1,756,000 | 1,843,000 | 1,477,000 |
| Securities available for sale | 36,330,000 | 38,440,000 | 33,738,000 | 35,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,517,000 | 151,629,000 | 148,552,000 | 154,293,000 |
| Interest-bearing deposits | 124,730,000 | 123,344,000 | 117,708,000 | 118,646,000 |
| Noninterest-bearing deposits | 27,787,000 | 28,285,000 | 30,844,000 | 35,647,000 |
| Equity capital | 19,173,000 | 19,553,000 | 18,600,000 | 19,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,176,000 | 4,392,000 | 6,486,000 | 8,525,000 |
| Interest expense | 308,000 | 596,000 | 851,000 | 1,084,000 |
| Net interest income | 1,868,000 | 3,796,000 | 5,635,000 | 7,441,000 |
| Noninterest income | 74,000 | 228,000 | 406,000 | 525,000 |
| Noninterest expense | 936,000 | 1,928,000 | 2,927,000 | 4,002,000 |
| Provision for loan losses | 150,000 | 250,000 | 400,000 | 420,000 |
| Pretax income | 1,091,000 | 2,236,000 | 3,473,000 | 4,381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,091,000 | 2,236,000 | 3,473,000 | 4,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,213,000 | 18,397,000 | 17,636,000 | 18,544,000 |
| Total capital | 19,836,000 | 20,000,000 | 19,202,000 | 20,021,000 |
| Risk-weighted assets | 129,707,000 | 128,082,000 | 124,992,000 | 122,431,000 |