Call reports 2010
FARMERS AND MERCHANTS STATE BANK OF PIERZ — 2010
What FARMERS AND MERCHANTS STATE BANK OF PIERZ reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 173,605,000 | 171,140,000 | 171,440,000 | 168,350,000 |
| Total loans | 138,939,000 | 136,487,000 | 131,700,000 | 128,761,000 |
| Allowance for loan losses | 1,776,000 | 1,885,000 | 1,878,000 | 1,767,000 |
| Securities available for sale | 24,630,000 | 27,616,000 | 25,636,000 | 30,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,041,000 | 150,137,000 | 150,920,000 | 149,134,000 |
| Interest-bearing deposits | 132,321,000 | 129,632,000 | 128,496,000 | 125,853,000 |
| Noninterest-bearing deposits | 20,720,000 | 20,505,000 | 22,424,000 | 23,281,000 |
| Equity capital | 13,663,000 | 15,687,000 | 17,166,000 | 15,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 5,027,000 | 7,610,000 | 10,006,000 |
| Interest expense | 698,000 | 1,329,000 | 1,922,000 | 2,439,000 |
| Net interest income | 1,826,000 | 3,698,000 | 5,688,000 | 7,567,000 |
| Noninterest income | 181,000 | 411,000 | 604,000 | 990,000 |
| Noninterest expense | 885,000 | 1,809,000 | 2,757,000 | 3,777,000 |
| Provision for loan losses | 895,000 | 995,000 | 1,195,000 | 1,529,000 |
| Pretax income | 251,000 | 1,368,000 | 2,628,000 | 3,770,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 251,000 | 1,368,000 | 2,628,000 | 3,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,945,000 | 15,061,000 | 15,956,000 | 16,566,000 |
| Total capital | 15,710,000 | 16,787,000 | 17,705,000 | 18,234,000 |
| Risk-weighted assets | 143,580,000 | 140,334,000 | 139,808,000 | 133,368,000 |