Call reports 2009
FARMERS AND MERCHANTS STATE BANK OF PIERZ — 2009
What FARMERS AND MERCHANTS STATE BANK OF PIERZ reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 172,816,000 | 175,302,000 | 172,704,000 | 173,620,000 |
| Total loans | 136,563,000 | 143,844,000 | 144,168,000 | 144,468,000 |
| Allowance for loan losses | 1,044,000 | 997,000 | 923,000 | 1,758,000 |
| Securities available for sale | 23,538,000 | 25,188,000 | 20,705,000 | 21,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,906,000 | 153,096,000 | 149,349,000 | 153,585,000 |
| Interest-bearing deposits | 127,729,000 | 130,854,000 | 128,616,000 | 131,125,000 |
| Noninterest-bearing deposits | 20,177,000 | 22,242,000 | 20,733,000 | 22,460,000 |
| Equity capital | 13,915,000 | 14,154,000 | 15,323,000 | 14,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,571,000 | 5,242,000 | 7,954,000 | 10,591,000 |
| Interest expense | 1,002,000 | 1,949,000 | 2,837,000 | 3,640,000 |
| Net interest income | 1,569,000 | 3,293,000 | 5,117,000 | 6,951,000 |
| Noninterest income | 197,000 | 429,000 | 668,000 | 891,000 |
| Noninterest expense | 804,000 | 1,677,000 | 2,619,000 | 3,660,000 |
| Provision for loan losses | 180,000 | 240,000 | 700,000 | 1,750,000 |
| Pretax income | 883,000 | 1,918,000 | 2,664,000 | 2,648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 883,000 | 1,918,000 | 2,664,000 | 2,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,084,000 | 14,347,000 | 15,093,000 | 14,728,000 |
| Total capital | 15,128,000 | 15,344,000 | 16,016,000 | 16,486,000 |
| Risk-weighted assets | 140,158,000 | 146,221,000 | 145,242,000 | 148,064,000 |