Call reports 2006
FARMERS AND MERCHANTS STATE BANK OF PIERZ — 2006
What FARMERS AND MERCHANTS STATE BANK OF PIERZ reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 150,982,000 | 151,671,000 | 152,574,000 | 156,955,000 |
| Total loans | 118,973,000 | 121,179,000 | 120,989,000 | 124,148,000 |
| Allowance for loan losses | 876,000 | 891,000 | 818,000 | 851,000 |
| Securities available for sale | 27,201,000 | 25,909,000 | 27,089,000 | 27,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,954,000 | 130,276,000 | 132,247,000 | 135,246,000 |
| Interest-bearing deposits | 110,689,000 | 111,482,000 | 112,429,000 | 115,859,000 |
| Noninterest-bearing deposits | 20,265,000 | 18,794,000 | 19,818,000 | 19,387,000 |
| Equity capital | 12,593,000 | 12,300,000 | 13,583,000 | 14,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,486,000 | 5,037,000 | 7,701,000 | 10,486,000 |
| Interest expense | 900,000 | 1,906,000 | 3,000,000 | 4,173,000 |
| Net interest income | 1,586,000 | 3,131,000 | 4,701,000 | 6,313,000 |
| Noninterest income | 186,000 | 437,000 | 738,000 | 965,000 |
| Noninterest expense | 649,000 | 1,360,000 | 2,073,000 | 2,893,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,085,000 | 2,129,000 | 3,234,000 | 4,223,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 1,083,000 | 2,127,000 | 3,232,000 | 4,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,072,000 | 13,215,000 | 13,861,000 | 14,851,000 |
| Total capital | 13,948,000 | 14,106,000 | 14,679,000 | 15,702,000 |
| Risk-weighted assets | 127,299,000 | 128,676,000 | 128,293,000 | 132,371,000 |