Call reports 2001
FARMERS AND MERCHANTS STATE BANK OF PIERZ — 2001
What FARMERS AND MERCHANTS STATE BANK OF PIERZ reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 129,359,000 | 128,165,000 | 128,891,000 | 128,515,000 |
| Total loans | 99,159,000 | 96,722,000 | 99,334,000 | 98,397,000 |
| Allowance for loan losses | 714,000 | 671,000 | 684,000 | 733,000 |
| Securities available for sale | 21,340,000 | 20,222,000 | 22,477,000 | 24,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,283,000 | 111,056,000 | 110,842,000 | 108,062,000 |
| Interest-bearing deposits | 99,420,000 | 97,440,000 | 97,544,000 | 94,093,000 |
| Noninterest-bearing deposits | 11,863,000 | 13,616,000 | 13,298,000 | 13,969,000 |
| Equity capital | 11,211,000 | 11,487,000 | 11,524,000 | 11,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,727,000 | 5,411,000 | 8,049,000 | 10,552,000 |
| Interest expense | 1,463,000 | 2,876,000 | 4,197,000 | 5,298,000 |
| Net interest income | 1,264,000 | 2,535,000 | 3,852,000 | 5,254,000 |
| Noninterest income | 157,000 | 367,000 | 562,000 | 757,000 |
| Noninterest expense | 528,000 | 1,058,000 | 1,595,000 | 2,176,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 876,000 | 1,814,000 | 2,755,000 | 3,764,000 |
| Income tax | 84,000 | 173,000 | 24,000 | 24,000 |
| Net income | 792,000 | 1,641,000 | 2,731,000 | 3,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,888,000 | 11,177,000 | 10,973,000 | 11,623,000 |
| Total capital | 11,602,000 | 11,848,000 | 11,657,000 | 12,356,000 |
| Risk-weighted assets | 109,785,000 | 107,666,000 | 109,139,000 | 109,617,000 |