Call reports 2025
WASHINGTON TRUST BANK — 2025
What WASHINGTON TRUST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 10,702,785,000 | 10,675,754,000 | 10,628,299,000 | 10,682,990,000 |
| Total loans | 7,062,930,000 | 7,319,089,000 | 7,435,464,000 | 7,358,093,000 |
| Allowance for loan losses | 151,550,000 | 155,927,000 | 157,185,000 | 154,789,000 |
| Securities available for sale | 279,326,000 | 241,366,000 | 183,168,000 | 159,426,000 |
| Securities held to maturity | 2,517,705,000 | 2,403,396,000 | 2,319,835,000 | 2,195,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,714,124,000 | 8,682,078,000 | 8,872,158,000 | 8,946,579,000 |
| Interest-bearing deposits | 5,582,618,000 | 5,547,970,000 | 5,703,667,000 | 5,703,248,000 |
| Noninterest-bearing deposits | 3,131,506,000 | 3,134,108,000 | 3,168,491,000 | 3,243,331,000 |
| Equity capital | 918,066,000 | 934,421,000 | 955,021,000 | 967,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 118,121,000 | 240,868,000 | 369,330,000 | 497,781,000 |
| Interest expense | 38,100,000 | 75,541,000 | 111,642,000 | 141,790,000 |
| Net interest income | 80,021,000 | 165,327,000 | 257,688,000 | 355,991,000 |
| Noninterest income | 17,134,000 | 33,231,000 | 49,853,000 | 66,517,000 |
| Noninterest expense | 72,316,000 | 143,313,000 | 224,361,000 | 302,529,000 |
| Provision for loan losses | -1,330,000 | 4,320,000 | -580,000 | -1,980,000 |
| Pretax income | 21,969,000 | 47,200,000 | 82,435,000 | 122,034,000 |
| Income tax | 4,728,000 | 10,140,000 | 17,875,000 | 26,937,000 |
| Net income | 17,241,000 | 37,060,000 | 64,560,000 | 95,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 954,837,000 | 970,085,000 | 983,912,000 | 994,967,000 |
| Total capital | 1,058,205,000 | 1,075,826,000 | 1,091,260,000 | 1,102,142,000 |
| Risk-weighted assets | 8,209,099,000 | 8,397,429,000 | 8,528,737,000 | 8,518,509,000 |