Call reports 2015
WASHINGTON TRUST BANK — 2015
What WASHINGTON TRUST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,849,308,000 | 4,838,057,000 | 5,065,077,000 | 5,301,172,000 |
| Total loans | 3,377,588,000 | 3,534,320,000 | 3,563,965,000 | 3,556,598,000 |
| Allowance for loan losses | 83,250,000 | 83,647,000 | 84,761,000 | 84,969,000 |
| Securities available for sale | 544,926,000 | 519,233,000 | 518,276,000 | 678,882,000 |
| Securities held to maturity | 434,057,000 | 424,699,000 | 471,471,000 | 482,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,153,658,000 | 4,119,017,000 | 4,282,557,000 | 4,542,748,000 |
| Interest-bearing deposits | 2,584,352,000 | 2,556,749,000 | 2,589,943,000 | 2,715,478,000 |
| Noninterest-bearing deposits | 1,569,306,000 | 1,562,268,000 | 1,692,614,000 | 1,827,270,000 |
| Equity capital | 438,885,000 | 447,769,000 | 446,516,000 | 457,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 40,490,000 | 82,377,000 | 124,939,000 | 168,234,000 |
| Interest expense | 1,270,000 | 2,423,000 | 3,434,000 | 4,437,000 |
| Net interest income | 39,220,000 | 79,954,000 | 121,505,000 | 163,797,000 |
| Noninterest income | 10,403,000 | 22,591,000 | 34,412,000 | 48,346,000 |
| Noninterest expense | 34,305,000 | 67,938,000 | 102,104,000 | 139,671,000 |
| Provision for loan losses | 667,000 | 1,667,000 | 2,667,000 | 2,667,000 |
| Pretax income | 14,651,000 | 32,940,000 | 51,146,000 | 70,411,000 |
| Income tax | 5,026,000 | 11,406,000 | 17,765,000 | 23,533,000 |
| Net income | 9,625,000 | 21,534,000 | 33,381,000 | 46,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 464,045,000 | 474,159,000 | 471,672,000 | 483,641,000 |
| Total capital | 513,773,000 | 525,811,000 | 523,753,000 | 535,210,000 |
| Risk-weighted assets | 3,943,748,000 | 4,099,191,000 | 4,132,767,000 | 4,091,144,000 |