Call reports 2013
WASHINGTON TRUST BANK — 2013
What WASHINGTON TRUST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 4,369,620,000 | 4,252,006,000 | 4,422,564,000 | 4,430,640,000 |
| Total loans | 2,936,157,000 | 3,084,324,000 | 3,159,874,000 | 3,175,765,000 |
| Allowance for loan losses | 78,137,000 | 79,436,000 | 80,989,000 | 82,427,000 |
| Securities available for sale | 989,411,000 | 771,897,000 | 546,286,000 | 515,051,000 |
| Securities held to maturity | 232,710,000 | 232,123,000 | 280,967,000 | 293,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,754,484,000 | 3,614,206,000 | 3,810,291,000 | 3,799,807,000 |
| Interest-bearing deposits | 2,432,075,000 | 2,340,830,000 | 2,452,681,000 | 2,354,514,000 |
| Noninterest-bearing deposits | 1,322,409,000 | 1,273,376,000 | 1,357,610,000 | 1,445,293,000 |
| Equity capital | 408,175,000 | 405,225,000 | 415,255,000 | 425,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 38,301,000 | 76,957,000 | 116,228,000 | 154,686,000 |
| Interest expense | 2,373,000 | 4,600,000 | 6,687,000 | 8,435,000 |
| Net interest income | 35,928,000 | 72,357,000 | 109,541,000 | 146,251,000 |
| Noninterest income | 10,086,000 | 21,127,000 | 31,995,000 | 42,180,000 |
| Noninterest expense | 30,086,000 | 59,953,000 | 89,318,000 | 124,714,000 |
| Provision for loan losses | 750,000 | 2,700,000 | 4,767,000 | 6,767,000 |
| Pretax income | 22,881,000 | 42,058,000 | 58,735,000 | 68,237,000 |
| Income tax | 7,924,000 | 14,512,000 | 20,255,000 | 23,482,000 |
| Net income | 14,957,000 | 27,546,000 | 38,480,000 | 44,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 418,782,000 | 429,849,000 | 439,443,000 | 444,602,000 |
| Total capital | 461,618,000 | 474,136,000 | 484,263,000 | 489,265,000 |
| Risk-weighted assets | 3,390,561,000 | 3,506,790,000 | 3,548,448,000 | 3,534,304,000 |