Call reports 2012
WASHINGTON TRUST BANK — 2012
What WASHINGTON TRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,201,563,000 | 4,165,564,000 | 4,283,611,000 | 4,464,717,000 |
| Total loans | 2,678,476,000 | 2,844,568,000 | 2,903,231,000 | 2,896,570,000 |
| Allowance for loan losses | 70,517,000 | 74,702,000 | 75,981,000 | 76,535,000 |
| Securities available for sale | 1,068,875,000 | 1,070,448,000 | 1,186,544,000 | 1,219,479,000 |
| Securities held to maturity | 47,362,000 | 47,320,000 | 29,142,000 | 140,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,554,951,000 | 3,534,185,000 | 3,621,950,000 | 3,797,576,000 |
| Interest-bearing deposits | 2,383,393,000 | 2,323,301,000 | 2,363,640,000 | 2,470,528,000 |
| Noninterest-bearing deposits | 1,171,558,000 | 1,210,884,000 | 1,258,310,000 | 1,327,048,000 |
| Equity capital | 422,555,000 | 430,652,000 | 443,518,000 | 445,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 38,664,000 | 77,961,000 | 118,172,000 | 158,038,000 |
| Interest expense | 3,415,000 | 6,454,000 | 9,371,000 | 12,135,000 |
| Net interest income | 35,249,000 | 71,507,000 | 108,801,000 | 145,903,000 |
| Noninterest income | 8,095,000 | 15,703,000 | 24,419,000 | 34,471,000 |
| Noninterest expense | 27,011,000 | 53,745,000 | 80,973,000 | 112,019,000 |
| Provision for loan losses | 9,000,000 | 16,333,000 | 19,333,000 | 22,333,000 |
| Pretax income | 7,333,000 | 17,728,000 | 34,277,000 | 47,405,000 |
| Income tax | 2,353,000 | 5,806,000 | 11,530,000 | 15,987,000 |
| Net income | 4,980,000 | 11,922,000 | 22,747,000 | 31,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 428,058,000 | 433,893,000 | 443,104,000 | 450,162,000 |
| Total capital | 467,029,000 | 474,892,000 | 485,493,000 | 492,845,000 |
| Risk-weighted assets | 3,085,168,000 | 3,245,189,000 | 3,356,538,000 | 3,379,798,000 |