Call reports 2010
WASHINGTON TRUST BANK — 2010
What WASHINGTON TRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,944,673,000 | 4,070,559,000 | 4,001,580,000 | 3,972,337,000 |
| Total loans | 2,889,246,000 | 2,918,438,000 | 2,857,143,000 | 2,727,073,000 |
| Allowance for loan losses | 70,289,000 | 70,959,000 | 70,428,000 | 69,547,000 |
| Securities available for sale | 831,920,000 | 943,719,000 | 896,831,000 | 964,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,284,239,000 | 3,283,415,000 | 3,350,239,000 | 3,305,796,000 |
| Interest-bearing deposits | 2,631,977,000 | 2,609,482,000 | 2,608,068,000 | 2,532,828,000 |
| Noninterest-bearing deposits | 652,262,000 | 673,933,000 | 742,171,000 | 772,968,000 |
| Equity capital | 415,980,000 | 424,969,000 | 432,601,000 | 428,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 45,914,000 | 92,341,000 | 138,477,000 | 182,887,000 |
| Interest expense | 8,762,000 | 16,816,000 | 24,561,000 | 31,117,000 |
| Net interest income | 37,152,000 | 75,525,000 | 113,916,000 | 151,770,000 |
| Noninterest income | 6,692,000 | 14,465,000 | 21,981,000 | 25,455,000 |
| Noninterest expense | 26,564,000 | 52,985,000 | 77,731,000 | 106,203,000 |
| Provision for loan losses | 11,375,000 | 25,250,000 | 38,125,000 | 46,925,000 |
| Pretax income | 2,741,000 | 6,466,000 | 9,442,000 | 11,757,000 |
| Income tax | 588,000 | 1,576,000 | 2,122,000 | 2,678,000 |
| Net income | 2,153,000 | 4,890,000 | 7,320,000 | 9,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 431,219,000 | 432,465,000 | 434,906,000 | 436,672,000 |
| Total capital | 471,860,000 | 473,661,000 | 474,823,000 | 474,843,000 |
| Risk-weighted assets | 3,220,659,000 | 3,264,933,000 | 3,161,843,000 | 3,021,286,000 |