Call reports 2009
WASHINGTON TRUST BANK — 2009
What WASHINGTON TRUST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 4,044,149,000 | 4,062,284,000 | 3,911,189,000 | 4,098,410,000 |
| Total loans | 3,257,927,000 | 3,260,144,000 | 3,152,516,000 | 3,006,545,000 |
| Allowance for loan losses | 59,314,000 | 65,982,000 | 68,129,000 | 69,547,000 |
| Securities available for sale | 607,649,000 | 534,693,000 | 587,515,000 | 790,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,051,565,000 | 3,075,619,000 | 3,206,576,000 | 3,389,012,000 |
| Interest-bearing deposits | 2,479,372,000 | 2,480,103,000 | 2,582,895,000 | 2,692,255,000 |
| Noninterest-bearing deposits | 572,193,000 | 595,516,000 | 623,681,000 | 696,757,000 |
| Equity capital | 377,238,000 | 393,249,000 | 400,894,000 | 411,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 49,350,000 | 99,228,000 | 148,645,000 | 197,392,000 |
| Interest expense | 14,112,000 | 25,899,000 | 36,435,000 | 46,222,000 |
| Net interest income | 35,238,000 | 73,329,000 | 112,210,000 | 151,170,000 |
| Noninterest income | 10,245,000 | 19,820,000 | 27,283,000 | 35,669,000 |
| Noninterest expense | 26,048,000 | 54,300,000 | 80,524,000 | 104,701,000 |
| Provision for loan losses | 20,300,000 | 42,800,000 | 59,300,000 | 78,800,000 |
| Pretax income | -1,322,000 | -4,015,000 | -2,081,000 | 492,000 |
| Income tax | -1,690,000 | -3,105,000 | -2,791,000 | -2,492,000 |
| Net income | 368,000 | -910,000 | 710,000 | 2,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 414,248,000 | 425,143,000 | 426,773,000 | 429,057,000 |
| Total capital | 460,928,000 | 471,521,000 | 471,552,000 | 470,921,000 |
| Risk-weighted assets | 3,720,748,000 | 3,689,664,000 | 3,557,983,000 | 3,320,459,000 |