Call reports 2007
WASHINGTON TRUST BANK — 2007
What WASHINGTON TRUST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,495,369,000 | 3,552,080,000 | 3,620,518,000 | 3,714,922,000 |
| Total loans | 2,728,619,000 | 2,843,142,000 | 2,886,994,000 | 2,915,787,000 |
| Allowance for loan losses | 45,976,000 | 45,667,000 | 46,505,000 | 46,270,000 |
| Securities available for sale | 436,915,000 | 441,224,000 | 538,807,000 | 621,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,851,008,000 | 2,876,888,000 | 2,880,298,000 | 2,942,033,000 |
| Interest-bearing deposits | 2,258,615,000 | 2,291,894,000 | 2,310,784,000 | 2,376,817,000 |
| Noninterest-bearing deposits | 592,393,000 | 584,994,000 | 569,514,000 | 565,216,000 |
| Equity capital | 299,593,000 | 306,361,000 | 319,951,000 | 320,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 62,116,000 | 126,460,000 | 192,498,000 | 257,557,000 |
| Interest expense | 25,784,000 | 52,989,000 | 81,300,000 | 109,947,000 |
| Net interest income | 36,332,000 | 73,471,000 | 111,198,000 | 147,610,000 |
| Noninterest income | 7,270,000 | 15,667,000 | 23,782,000 | 32,866,000 |
| Noninterest expense | 23,267,000 | 47,056,000 | 71,458,000 | 96,302,000 |
| Provision for loan losses | 684,000 | 1,386,000 | 2,100,000 | 2,822,000 |
| Pretax income | 19,633,000 | 40,678,000 | 61,421,000 | 81,351,000 |
| Income tax | 6,601,000 | 13,798,000 | 20,872,000 | 27,620,000 |
| Net income | 13,032,000 | 26,880,000 | 40,549,000 | 53,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 297,589,000 | 307,238,000 | 317,258,000 | 323,739,000 |
| Total capital | 337,830,000 | 349,600,000 | 360,538,000 | 367,343,000 |
| Risk-weighted assets | 3,213,583,000 | 3,385,670,000 | 3,459,146,000 | 3,484,687,000 |