Call reports 2006
WASHINGTON TRUST BANK — 2006
What WASHINGTON TRUST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 3,005,026,000 | 3,168,437,000 | 3,305,220,000 | 3,379,859,000 |
| Total loans | 2,404,595,000 | 2,567,037,000 | 2,671,749,000 | 2,748,854,000 |
| Allowance for loan losses | 43,280,000 | 44,246,000 | 45,147,000 | 45,710,000 |
| Securities available for sale | 374,697,000 | 406,316,000 | 416,293,000 | 432,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,454,944,000 | 2,542,103,000 | 2,579,419,000 | 2,713,803,000 |
| Interest-bearing deposits | 1,916,871,000 | 1,961,235,000 | 1,985,645,000 | 2,079,276,000 |
| Noninterest-bearing deposits | 538,073,000 | 580,868,000 | 593,774,000 | 634,527,000 |
| Equity capital | 264,153,000 | 272,443,000 | 282,938,000 | 292,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 50,787,000 | 105,139,000 | 164,489,000 | 226,854,000 |
| Interest expense | 17,170,000 | 36,873,000 | 59,878,000 | 84,767,000 |
| Net interest income | 33,617,000 | 68,266,000 | 104,611,000 | 142,087,000 |
| Noninterest income | 6,809,000 | 13,524,000 | 20,522,000 | 28,032,000 |
| Noninterest expense | 21,898,000 | 44,146,000 | 66,720,000 | 90,639,000 |
| Provision for loan losses | 1,802,000 | 3,651,000 | 5,167,000 | 5,844,000 |
| Pretax income | 16,729,000 | 33,979,000 | 53,232,000 | 73,087,000 |
| Income tax | 5,542,000 | 11,213,000 | 17,602,000 | 24,268,000 |
| Net income | 11,187,000 | 22,766,000 | 35,630,000 | 48,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,327,000 | 271,557,000 | 281,120,000 | 290,209,000 |
| Total capital | 298,357,000 | 308,981,000 | 319,971,000 | 329,959,000 |
| Risk-weighted assets | 2,794,175,000 | 2,987,124,000 | 3,101,793,000 | 3,174,021,000 |