Call reports 2005
WASHINGTON TRUST BANK — 2005
What WASHINGTON TRUST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,612,280,000 | 2,770,454,000 | 2,856,727,000 | 2,979,278,000 |
| Total loans | 2,111,646,000 | 2,242,397,000 | 2,314,700,000 | 2,377,012,000 |
| Allowance for loan losses | 39,066,000 | 40,829,000 | 42,134,000 | 41,084,000 |
| Securities available for sale | 325,834,000 | 341,297,000 | 341,575,000 | 377,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,156,143,000 | 2,303,059,000 | 2,451,085,000 | 2,449,799,000 |
| Interest-bearing deposits | 1,640,878,000 | 1,759,215,000 | 1,857,633,000 | 1,845,808,000 |
| Noninterest-bearing deposits | 515,265,000 | 543,844,000 | 593,452,000 | 603,991,000 |
| Equity capital | 233,177,000 | 243,012,000 | 249,295,000 | 255,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 36,978,000 | 78,133,000 | 122,890,000 | 171,574,000 |
| Interest expense | 8,759,000 | 19,967,000 | 33,027,000 | 47,590,000 |
| Net interest income | 28,219,000 | 58,166,000 | 89,863,000 | 123,984,000 |
| Noninterest income | 6,464,000 | 12,564,000 | 18,870,000 | 26,126,000 |
| Noninterest expense | 20,220,000 | 41,275,000 | 62,479,000 | 85,895,000 |
| Provision for loan losses | 1,801,000 | 3,709,000 | 5,680,000 | 7,423,000 |
| Pretax income | 12,662,000 | 25,744,000 | 40,609,000 | 56,826,000 |
| Income tax | 3,972,000 | 8,111,000 | 12,919,000 | 18,166,000 |
| Net income | 8,690,000 | 17,633,000 | 27,690,000 | 38,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,571,000 | 239,714,000 | 247,670,000 | 254,740,000 |
| Total capital | 263,542,000 | 272,569,000 | 281,473,000 | 289,462,000 |
| Risk-weighted assets | 2,469,609,000 | 2,620,429,000 | 2,695,892,000 | 2,771,381,000 |