Call reports 2004
WASHINGTON TRUST BANK — 2004
What WASHINGTON TRUST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,259,535,000 | 2,333,891,000 | 2,436,031,000 | 2,481,093,000 |
| Total loans | 1,793,460,000 | 1,872,321,000 | 1,970,493,000 | 2,010,289,000 |
| Allowance for loan losses | 35,724,000 | 35,519,000 | 37,110,000 | 37,539,000 |
| Securities available for sale | 320,693,000 | 317,562,000 | 318,295,000 | 318,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,923,185,000 | 1,929,227,000 | 2,045,335,000 | 2,059,354,000 |
| Interest-bearing deposits | 1,508,329,000 | 1,469,185,000 | 1,571,370,000 | 1,568,471,000 |
| Noninterest-bearing deposits | 414,856,000 | 460,042,000 | 473,965,000 | 490,883,000 |
| Equity capital | 227,295,000 | 215,071,000 | 225,222,000 | 229,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 29,137,000 | 59,478,000 | 92,285,000 | 127,433,000 |
| Interest expense | 6,095,000 | 12,302,000 | 19,104,000 | 26,502,000 |
| Net interest income | 23,042,000 | 47,176,000 | 73,181,000 | 100,931,000 |
| Noninterest income | 5,831,000 | 12,280,000 | 17,894,000 | 23,930,000 |
| Noninterest expense | 18,801,000 | 37,467,000 | 55,958,000 | 76,623,000 |
| Provision for loan losses | 1,620,000 | 3,220,000 | 4,911,000 | 6,656,000 |
| Pretax income | 8,630,000 | 19,383,000 | 30,852,000 | 42,228,000 |
| Income tax | 2,570,000 | 5,897,000 | 9,432,000 | 12,915,000 |
| Net income | 6,060,000 | 13,486,000 | 21,420,000 | 29,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 222,504,000 | 215,718,000 | 221,679,000 | 226,681,000 |
| Total capital | 249,699,000 | 243,287,000 | 250,453,000 | 256,011,000 |
| Risk-weighted assets | 2,167,127,000 | 2,197,618,000 | 2,293,632,000 | 2,338,186,000 |