Call reports 2002
WASHINGTON TRUST BANK — 2002
What WASHINGTON TRUST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,912,156,000 | 2,000,473,000 | 2,038,537,000 | 2,076,527,000 |
| Total loans | 1,528,315,000 | 1,589,304,000 | 1,636,214,000 | 1,643,473,000 |
| Allowance for loan losses | 30,729,000 | 30,083,000 | 31,168,000 | 30,959,000 |
| Securities available for sale | 202,986,000 | 203,901,000 | 209,104,000 | 189,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,464,816,000 | 1,554,144,000 | 1,661,081,000 | 1,698,859,000 |
| Interest-bearing deposits | 1,171,357,000 | 1,245,598,000 | 1,319,165,000 | 1,304,538,000 |
| Noninterest-bearing deposits | 293,459,000 | 308,546,000 | 341,916,000 | 394,321,000 |
| Equity capital | 193,794,000 | 198,510,000 | 203,783,000 | 206,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 30,060,000 | 59,907,000 | 90,764,000 | 121,104,000 |
| Interest expense | 8,546,000 | 16,761,000 | 25,453,000 | 33,090,000 |
| Net interest income | 21,514,000 | 43,146,000 | 65,311,000 | 88,014,000 |
| Noninterest income | 7,435,000 | 13,964,000 | 18,102,000 | 25,172,000 |
| Noninterest expense | 18,015,000 | 36,532,000 | 52,662,000 | 70,617,000 |
| Provision for loan losses | 1,939,000 | 3,880,000 | 5,886,000 | 7,915,000 |
| Pretax income | 8,976,000 | 16,698,000 | 24,832,000 | 34,655,000 |
| Income tax | 2,784,000 | 5,108,000 | 7,546,000 | 10,607,000 |
| Net income | 6,192,000 | 11,590,000 | 17,286,000 | 24,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,565,000 | 193,766,000 | 198,058,000 | 201,814,000 |
| Total capital | 212,498,000 | 216,514,000 | 221,331,000 | 225,299,000 |
| Risk-weighted assets | 1,745,879,000 | 1,812,483,000 | 1,853,979,000 | 1,871,360,000 |