Call reports 2016
COMMUNITY FIRST BANK — 2016
What COMMUNITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 475,208,000 | 484,440,000 | 469,488,000 |
| Total loans | 358,020,000 | 377,420,000 | 364,584,000 |
| Allowance for loan losses | 5,655,000 | 5,879,000 | 5,486,000 |
| Securities available for sale | 75,272,000 | 74,397,000 | 71,659,000 |
| Securities held to maturity | 6,591,000 | 6,549,000 | 6,506,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 394,947,000 | 385,138,000 | 377,118,000 |
| Interest-bearing deposits | 357,108,000 | 345,756,000 | 338,447,000 |
| Noninterest-bearing deposits | 37,839,000 | 39,382,000 | 38,671,000 |
| Equity capital | 56,649,000 | 55,894,000 | 55,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 5,512,000 | 11,166,000 | 16,853,000 |
| Interest expense | 564,000 | 1,164,000 | 1,776,000 |
| Net interest income | 4,948,000 | 10,002,000 | 15,077,000 |
| Noninterest income | 1,011,000 | 2,141,000 | 3,357,000 |
| Noninterest expense | 3,579,000 | 7,165,000 | 12,269,000 |
| Provision for loan losses | 91,000 | 91,000 | 111,000 |
| Pretax income | 2,299,000 | 4,936,000 | 6,107,000 |
| Income tax | 721,000 | 1,578,000 | 1,962,000 |
| Net income | 1,578,000 | 3,358,000 | 4,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 56,625,000 | 55,521,000 | 55,257,000 |
| Total capital | 61,223,000 | 60,279,000 | 59,841,000 |
| Risk-weighted assets | 366,803,000 | 379,521,000 | 365,854,000 |