Call reports 2014
COMMUNITY FIRST BANK — 2014
What COMMUNITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 457,786,000 | 459,594,000 | 463,297,000 | 486,387,000 |
| Total loans | 335,936,000 | 344,051,000 | 350,851,000 | 350,822,000 |
| Allowance for loan losses | 6,531,000 | 6,535,000 | 6,520,000 | 6,514,000 |
| Securities available for sale | 81,271,000 | 77,478,000 | 74,906,000 | 79,159,000 |
| Securities held to maturity | 6,928,000 | 6,889,000 | 6,851,000 | 6,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,597,000 | 363,206,000 | 361,228,000 | 391,083,000 |
| Interest-bearing deposits | 334,536,000 | 326,626,000 | 324,120,000 | 354,525,000 |
| Noninterest-bearing deposits | 37,061,000 | 36,580,000 | 37,108,000 | 36,559,000 |
| Equity capital | 63,258,000 | 64,621,000 | 65,753,000 | 64,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,447,000 | 10,985,000 | 16,599,000 | 22,348,000 |
| Interest expense | 604,000 | 1,176,000 | 1,722,000 | 2,282,000 |
| Net interest income | 4,843,000 | 9,809,000 | 14,877,000 | 20,066,000 |
| Noninterest income | 995,000 | 2,032,000 | 2,766,000 | 3,190,000 |
| Noninterest expense | 3,544,000 | 7,203,000 | 10,505,000 | 14,120,000 |
| Provision for loan losses | 245,000 | 535,000 | 768,000 | 837,000 |
| Pretax income | 2,054,000 | 4,165,000 | 6,432,000 | 8,361,000 |
| Income tax | 404,000 | 1,052,000 | 1,754,000 | 2,140,000 |
| Net income | 1,650,000 | 3,113,000 | 4,678,000 | 6,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,283,000 | 65,246,000 | 66,162,000 | 64,154,000 |
| Total capital | 68,540,000 | 69,585,000 | 70,566,000 | 68,601,000 |
| Risk-weighted assets | 338,279,000 | 344,926,000 | 350,239,000 | 353,680,000 |