Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 517,471,000 | 496,490,000 | 494,159,000 | 493,489,000 |
| Total loans | 346,437,000 | 346,506,000 | 346,912,000 | 348,420,000 |
| Allowance for loan losses | 6,905,000 | 6,914,000 | 6,912,000 | 6,915,000 |
| Securities available for sale | 121,658,000 | 103,925,000 | 100,895,000 | 106,710,000 |
| Securities held to maturity | 67,000 | 67,000 | 642,000 | 1,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,828,000 | 371,254,000 | 373,467,000 | 379,852,000 |
| Interest-bearing deposits | 352,293,000 | 335,462,000 | 339,883,000 | 340,665,000 |
| Noninterest-bearing deposits | 33,535,000 | 35,792,000 | 33,584,000 | 39,187,000 |
| Equity capital | 57,176,000 | 58,317,000 | 59,419,000 | 60,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,382,000 | 12,659,000 | 18,808,000 | 24,605,000 |
| Interest expense | 1,246,000 | 2,296,000 | 3,303,000 | 4,247,000 |
| Net interest income | 5,136,000 | 10,363,000 | 15,505,000 | 20,358,000 |
| Noninterest income | 577,000 | 1,161,000 | 1,852,000 | 2,700,000 |
| Noninterest expense | 3,816,000 | 7,266,000 | 10,889,000 | 14,517,000 |
| Provision for loan losses | 651,000 | 957,000 | 1,352,000 | 1,772,000 |
| Pretax income | 1,564,000 | 4,009,000 | 5,898,000 | 7,711,000 |
| Income tax | 449,000 | 1,246,000 | 1,604,000 | 2,018,000 |
| Net income | 1,115,000 | 2,763,000 | 4,294,000 | 5,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,741,000 | 56,646,000 | 57,634,000 | 58,541,000 |
| Total capital | 60,096,000 | 61,002,000 | 61,982,000 | 62,957,000 |
| Risk-weighted assets | 345,894,000 | 346,003,000 | 345,246,000 | 350,743,000 |