Call reports 2011
COMMUNITY FIRST BANK — 2011
What COMMUNITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 533,123,000 | 527,301,000 | 521,100,000 | 517,591,000 |
| Total loans | 365,400,000 | 359,536,000 | 357,621,000 | 348,509,000 |
| Allowance for loan losses | 7,093,000 | 7,017,000 | 7,032,000 | 6,902,000 |
| Securities available for sale | 121,801,000 | 115,877,000 | 118,432,000 | 120,404,000 |
| Securities held to maturity | 73,000 | 73,000 | 73,000 | 73,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,473,000 | 390,781,000 | 383,408,000 | 383,977,000 |
| Interest-bearing deposits | 364,488,000 | 361,684,000 | 350,354,000 | 353,095,000 |
| Noninterest-bearing deposits | 28,985,000 | 29,097,000 | 33,054,000 | 30,882,000 |
| Equity capital | 51,559,000 | 54,039,000 | 55,903,000 | 56,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,969,000 | 13,889,000 | 20,785,000 | 27,423,000 |
| Interest expense | 2,206,000 | 4,183,000 | 5,881,000 | 7,236,000 |
| Net interest income | 4,763,000 | 9,706,000 | 14,904,000 | 20,187,000 |
| Noninterest income | 297,000 | 614,000 | 1,019,000 | 1,560,000 |
| Noninterest expense | 3,292,000 | 6,670,000 | 10,046,000 | 13,491,000 |
| Provision for loan losses | 445,000 | 715,000 | 965,000 | 2,565,000 |
| Pretax income | 1,335,000 | 2,990,000 | 5,044,000 | 5,981,000 |
| Income tax | 359,000 | 844,000 | 1,521,000 | 1,701,000 |
| Net income | 976,000 | 2,146,000 | 3,523,000 | 4,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,792,000 | 52,969,000 | 53,853,000 | 54,618,000 |
| Total capital | 56,416,000 | 57,487,000 | 58,318,000 | 59,001,000 |
| Risk-weighted assets | 367,478,000 | 359,198,000 | 354,621,000 | 348,315,000 |