Call reports 2010
COMMUNITY FIRST BANK — 2010
What COMMUNITY FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 568,670,000 | 553,960,000 | 548,760,000 | 540,066,000 |
| Total loans | 407,446,000 | 387,643,000 | 380,863,000 | 371,112,000 |
| Allowance for loan losses | 7,002,000 | 7,047,000 | 7,064,000 | 7,080,000 |
| Securities available for sale | 99,507,000 | 107,986,000 | 117,563,000 | 119,134,000 |
| Securities held to maturity | 79,000 | 79,000 | 79,000 | 79,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,902,000 | 405,089,000 | 403,594,000 | 400,703,000 |
| Interest-bearing deposits | 393,290,000 | 376,176,000 | 371,253,000 | 374,721,000 |
| Noninterest-bearing deposits | 27,612,000 | 28,913,000 | 32,340,000 | 25,982,000 |
| Equity capital | 48,689,000 | 50,374,000 | 51,413,000 | 51,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,917,000 | 14,202,000 | 21,478,000 | 28,707,000 |
| Interest expense | 2,857,000 | 5,598,000 | 8,233,000 | 10,703,000 |
| Net interest income | 4,060,000 | 8,604,000 | 13,245,000 | 18,004,000 |
| Noninterest income | 541,000 | 1,555,000 | 2,309,000 | 3,135,000 |
| Noninterest expense | 3,513,000 | 6,916,000 | 10,239,000 | 13,687,000 |
| Provision for loan losses | 1,300,000 | 1,765,000 | 2,790,000 | 3,660,000 |
| Pretax income | -69,000 | 1,944,000 | 3,307,000 | 4,719,000 |
| Income tax | -141,000 | 493,000 | 781,000 | 873,000 |
| Net income | 72,000 | 1,451,000 | 2,526,000 | 3,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,011,000 | 49,398,000 | 49,980,000 | 51,308,000 |
| Total capital | 53,239,000 | 54,363,000 | 54,842,000 | 56,045,000 |
| Risk-weighted assets | 416,430,000 | 394,862,000 | 386,791,000 | 376,591,000 |