Call reports 2009
COMMUNITY FIRST BANK — 2009
What COMMUNITY FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 573,809,000 | 569,757,000 | 564,064,000 | 559,226,000 |
| Total loans | 422,075,000 | 411,945,000 | 403,977,000 | 408,508,000 |
| Allowance for loan losses | 5,054,000 | 4,707,000 | 4,911,000 | 7,968,000 |
| Securities available for sale | 75,206,000 | 116,446,000 | 112,241,000 | 105,392,000 |
| Securities held to maturity | 85,000 | 85,000 | 85,000 | 85,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,451,000 | 410,343,000 | 406,464,000 | 409,761,000 |
| Interest-bearing deposits | 394,565,000 | 383,636,000 | 381,108,000 | 384,779,000 |
| Noninterest-bearing deposits | 22,887,000 | 26,707,000 | 25,356,000 | 24,982,000 |
| Equity capital | 44,084,000 | 48,788,000 | 50,387,000 | 49,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,835,000 | 15,610,000 | 23,530,000 | 31,320,000 |
| Interest expense | 3,842,000 | 7,516,000 | 10,840,000 | 14,012,000 |
| Net interest income | 3,993,000 | 8,094,000 | 12,690,000 | 17,308,000 |
| Noninterest income | 779,000 | 1,480,000 | 2,580,000 | 3,217,000 |
| Noninterest expense | 3,334,000 | 6,771,000 | 10,568,000 | 14,086,000 |
| Provision for loan losses | 750,000 | 1,550,000 | 2,550,000 | 6,450,000 |
| Pretax income | 717,000 | 1,307,000 | 2,303,000 | 429,000 |
| Income tax | 206,000 | 374,000 | 620,000 | -295,000 |
| Net income | 511,000 | 933,000 | 1,683,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,149,000 | 48,071,000 | 48,818,000 | 48,457,000 |
| Total capital | 48,203,000 | 52,778,000 | 53,729,000 | 53,600,000 |
| Risk-weighted assets | 419,971,000 | 411,101,000 | 406,973,000 | 408,595,000 |