Call reports 2007
COMMUNITY FIRST BANK — 2007
What COMMUNITY FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 433,013,000 | 443,701,000 | 461,339,000 | 485,231,000 |
| Total loans | 343,858,000 | 353,344,000 | 376,143,000 | 399,714,000 |
| Allowance for loan losses | 4,205,000 | 4,493,000 | 4,632,000 | 3,235,000 |
| Securities available for sale | 60,766,000 | 60,141,000 | 57,932,000 | 55,252,000 |
| Securities held to maturity | 95,000 | 95,000 | 95,000 | 95,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,561,000 | 341,350,000 | 340,818,000 | 353,274,000 |
| Interest-bearing deposits | 307,892,000 | 315,333,000 | 319,521,000 | 330,766,000 |
| Noninterest-bearing deposits | 28,669,000 | 26,017,000 | 21,297,000 | 22,508,000 |
| Equity capital | 32,159,000 | 32,736,000 | 34,287,000 | 36,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,569,000 | 15,453,000 | 23,675,000 | 32,438,000 |
| Interest expense | 3,738,000 | 7,654,000 | 11,810,000 | 16,223,000 |
| Net interest income | 3,831,000 | 7,799,000 | 11,865,000 | 16,215,000 |
| Noninterest income | 1,027,000 | 2,187,000 | 3,320,000 | 4,453,000 |
| Noninterest expense | 2,875,000 | 5,915,000 | 9,201,000 | 12,491,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,200,000 | 1,300,000 |
| Pretax income | 1,533,000 | 3,181,000 | 4,773,000 | 6,866,000 |
| Income tax | 496,000 | 1,036,000 | 1,538,000 | 2,241,000 |
| Net income | 1,037,000 | 2,145,000 | 3,235,000 | 4,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,029,000 | 33,136,000 | 34,226,000 | 36,290,000 |
| Total capital | 36,234,000 | 37,540,000 | 38,858,000 | 39,525,000 |
| Risk-weighted assets | 337,648,000 | 352,234,000 | 370,853,000 | 390,623,000 |