Call reports 2002
COMMUNITY FIRST BANK — 2002
What COMMUNITY FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 209,658,000 | 221,144,000 | 230,001,000 | 235,103,000 |
| Total loans | 171,317,000 | 177,967,000 | 187,402,000 | 191,453,000 |
| Allowance for loan losses | 1,682,000 | 1,788,000 | 1,875,000 | 1,978,000 |
| Securities available for sale | 23,001,000 | 25,944,000 | 32,459,000 | 31,008,000 |
| Securities held to maturity | 357,000 | 332,000 | 317,000 | 317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,364,000 | 193,032,000 | 199,619,000 | 206,182,000 |
| Interest-bearing deposits | 172,550,000 | 180,316,000 | 185,201,000 | 191,711,000 |
| Noninterest-bearing deposits | 12,814,000 | 12,716,000 | 14,418,000 | 14,471,000 |
| Equity capital | 16,062,000 | 17,433,000 | 18,075,000 | 18,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,636,000 | 7,429,000 | 11,420,000 | 15,605,000 |
| Interest expense | 1,761,000 | 3,494,000 | 5,194,000 | 6,805,000 |
| Net interest income | 1,875,000 | 3,935,000 | 6,226,000 | 8,800,000 |
| Noninterest income | 276,000 | 640,000 | 1,044,000 | 1,383,000 |
| Noninterest expense | 1,423,000 | 3,002,000 | 4,725,000 | 6,628,000 |
| Provision for loan losses | 120,000 | 270,000 | 420,000 | 795,000 |
| Pretax income | 608,000 | 1,303,000 | 2,167,000 | 2,826,000 |
| Income tax | 250,000 | 516,000 | 847,000 | 1,099,000 |
| Net income | 358,000 | 787,000 | 1,320,000 | 1,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,980,000 | 17,008,000 | 17,542,000 | 17,839,000 |
| Total capital | 17,662,000 | 18,796,000 | 19,417,000 | 19,817,000 |
| Risk-weighted assets | 177,891,000 | 186,505,000 | 192,054,000 | 197,906,000 |