Call reports 2001
COMMUNITY FIRST BANK — 2001
What COMMUNITY FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 178,305,000 | 184,485,000 | 195,093,000 | 203,637,000 |
| Total loans | 144,500,000 | 150,925,000 | 157,007,000 | 166,035,000 |
| Allowance for loan losses | 1,303,000 | 1,308,000 | 1,445,000 | 1,654,000 |
| Securities available for sale | 7,809,000 | 9,641,000 | 15,367,000 | 23,957,000 |
| Securities held to maturity | 2,161,000 | 1,161,000 | 1,161,000 | 361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,183,000 | 163,849,000 | 173,779,000 | 179,698,000 |
| Interest-bearing deposits | 148,565,000 | 152,995,000 | 163,223,000 | 167,616,000 |
| Noninterest-bearing deposits | 9,618,000 | 10,854,000 | 10,556,000 | 12,082,000 |
| Equity capital | 13,424,000 | 14,260,000 | 14,939,000 | 14,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,461,000 | 7,106,000 | 10,861,000 | 14,630,000 |
| Interest expense | 2,123,000 | 4,263,000 | 6,311,000 | 8,255,000 |
| Net interest income | 1,338,000 | 2,843,000 | 4,550,000 | 6,375,000 |
| Noninterest income | 168,000 | 393,000 | 619,000 | 854,000 |
| Noninterest expense | 1,183,000 | 2,437,000 | 3,772,000 | 5,243,000 |
| Provision for loan losses | 135,000 | 270,000 | 420,000 | 685,000 |
| Pretax income | 188,000 | 529,000 | 977,000 | 1,340,000 |
| Income tax | 63,000 | 180,000 | 331,000 | 472,000 |
| Net income | 125,000 | 349,000 | 646,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,210,000 | 14,174,000 | 14,770,000 | 14,722,000 |
| Total capital | 14,513,000 | 15,482,000 | 16,215,000 | 16,376,000 |
| Risk-weighted assets | 141,760,000 | 142,121,000 | 157,231,000 | 172,140,000 |