Call reports 2026
UNITED BUSINESS BANK — 2026
What UNITED BUSINESS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,632,362,000 | 2,564,693,000 |
| Total loans | 2,011,405,000 | 2,075,229,000 |
| Allowance for loan losses | 20,600,000 | 22,950,000 |
| Securities available for sale | 189,431,000 | 182,708,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,267,047,000 | 2,172,982,000 |
| Interest-bearing deposits | 1,656,824,000 | 1,595,879,000 |
| Noninterest-bearing deposits | 610,223,000 | 577,103,000 |
| Equity capital | 335,455,000 | 326,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 34,336,000 | 66,370,000 |
| Interest expense | 8,976,000 | 17,386,000 |
| Net interest income | 25,360,000 | 48,984,000 |
| Noninterest income | 1,599,000 | 3,108,000 |
| Noninterest expense | 16,457,000 | 43,383,000 |
| Provision for loan losses | -595,000 | 4,600,000 |
| Pretax income | 11,172,000 | 4,139,000 |
| Income tax | 2,801,000 | 2,609,000 |
| Net income | 8,371,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 300,354,000 | 290,817,000 |
| Total capital | 321,289,000 | 314,147,000 |
| Risk-weighted assets | 2,065,969,000 | 2,113,119,000 |