Call report 2025Q4
UNITED BUSINESS BANK — 2025Q4
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,576,971,000 | USD | evidence → |
| Total loans | 2,067,651,000 | USD | evidence → |
| Allowance for loan losses | 21,210,000 | USD | evidence → |
| Securities available for sale | 179,708,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,221,090,000 | USD | evidence → |
| Interest-bearing deposits | 1,642,422,000 | USD | evidence → |
| Noninterest-bearing deposits | 578,668,000 | USD | evidence → |
| Equity capital | 326,553,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 134,531,000 | USD | evidence → |
| Interest expense | 36,978,000 | USD | evidence → |
| Net interest income | 97,553,000 | USD | evidence → |
| Noninterest income | 7,036,000 | USD | evidence → |
| Noninterest expense | 63,689,000 | USD | evidence → |
| Provision for loan losses | 4,258,000 | USD | evidence → |
| Pretax income | 36,832,000 | USD | evidence → |
| Income tax | 9,879,000 | USD | evidence → |
| Net income | 26,953,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 291,596,000 | USD | evidence → |
| Total capital | 313,216,000 | USD | evidence → |
| Risk-weighted assets | 2,106,862,000 | USD | evidence → |