Call report 2025Q1
UNITED BUSINESS BANK — 2025Q1
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,547,328,000 | USD | evidence → |
| Total loans | 1,966,945,000 | USD | evidence → |
| Allowance for loan losses | 18,500,000 | USD | evidence → |
| Securities available for sale | 192,400,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,135,069,000 | USD | evidence → |
| Interest-bearing deposits | 1,544,649,000 | USD | evidence → |
| Noninterest-bearing deposits | 590,420,000 | USD | evidence → |
| Equity capital | 381,099,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,431,000 | USD | evidence → |
| Interest expense | 8,723,000 | USD | evidence → |
| Net interest income | 23,708,000 | USD | evidence → |
| Noninterest income | 1,795,000 | USD | evidence → |
| Noninterest expense | 15,946,000 | USD | evidence → |
| Provision for loan losses | 702,000 | USD | evidence → |
| Pretax income | 8,915,000 | USD | evidence → |
| Income tax | 2,328,000 | USD | evidence → |
| Net income | 6,587,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 349,640,000 | USD | evidence → |
| Total capital | 368,680,000 | USD | evidence → |
| Risk-weighted assets | 2,028,709,000 | USD | evidence → |