Call report 2023Q4
UNITED BUSINESS BANK — 2023Q4
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,535,924,000 | USD | evidence → |
| Total loans | 1,927,829,000 | USD | evidence → |
| Allowance for loan losses | 22,000,000 | USD | evidence → |
| Securities available for sale | 163,151,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,145,756,000 | USD | evidence → |
| Interest-bearing deposits | 1,498,587,000 | USD | evidence → |
| Noninterest-bearing deposits | 647,169,000 | USD | evidence → |
| Equity capital | 358,771,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 125,509,000 | USD | evidence → |
| Interest expense | 24,243,000 | USD | evidence → |
| Net interest income | 101,266,000 | USD | evidence → |
| Noninterest income | 8,443,000 | USD | evidence → |
| Noninterest expense | 64,308,000 | USD | evidence → |
| Provision for loan losses | 2,150,000 | USD | evidence → |
| Pretax income | 43,386,000 | USD | evidence → |
| Income tax | 12,198,000 | USD | evidence → |
| Net income | 31,188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 328,303,000 | USD | evidence → |
| Total capital | 350,528,000 | USD | evidence → |
| Risk-weighted assets | 1,938,270,000 | USD | evidence → |