Call report 2022Q4
UNITED BUSINESS BANK — 2022Q4
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,495,514,000 | USD | evidence → |
| Total loans | 2,023,504,000 | USD | evidence → |
| Allowance for loan losses | 18,900,000 | USD | evidence → |
| Securities available for sale | 154,004,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,088,359,000 | USD | evidence → |
| Interest-bearing deposits | 1,314,491,000 | USD | evidence → |
| Noninterest-bearing deposits | 773,868,000 | USD | evidence → |
| Equity capital | 370,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 106,278,000 | USD | evidence → |
| Interest expense | 6,301,000 | USD | evidence → |
| Net interest income | 99,977,000 | USD | evidence → |
| Noninterest income | 10,970,000 | USD | evidence → |
| Noninterest expense | 65,749,000 | USD | evidence → |
| Provision for loan losses | 4,441,000 | USD | evidence → |
| Pretax income | 40,757,000 | USD | evidence → |
| Income tax | 11,074,000 | USD | evidence → |
| Net income | 29,683,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 336,667,000 | USD | evidence → |
| Total capital | 355,882,000 | USD | evidence → |
| Risk-weighted assets | 2,049,884,000 | USD | evidence → |