Call report 2020Q4
UNITED BUSINESS BANK — 2020Q4
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,194,957,000 | USD | evidence → |
| Total loans | 1,651,976,000 | USD | evidence → |
| Allowance for loan losses | 17,500,000 | USD | evidence → |
| Securities available for sale | 115,590,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,887,847,000 | USD | evidence → |
| Interest-bearing deposits | 1,207,267,000 | USD | evidence → |
| Noninterest-bearing deposits | 680,580,000 | USD | evidence → |
| Equity capital | 275,198,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 87,192,000 | USD | evidence → |
| Interest expense | 7,066,000 | USD | evidence → |
| Net interest income | 80,126,000 | USD | evidence → |
| Noninterest income | 8,982,000 | USD | evidence → |
| Noninterest expense | 58,157,000 | USD | evidence → |
| Provision for loan losses | 10,320,000 | USD | evidence → |
| Pretax income | 20,631,000 | USD | evidence → |
| Income tax | 5,203,000 | USD | evidence → |
| Net income | 15,428,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 224,169,000 | USD | evidence → |
| Total capital | 242,084,000 | USD | evidence → |
| Risk-weighted assets | 1,575,996,000 | USD | evidence → |