Call reports 2018
UNITED BUSINESS BANK — 2018
What UNITED BUSINESS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,241,292,000 | 1,345,123,000 | 1,343,657,000 | 1,477,754,000 |
| Total loans | 890,829,000 | 913,397,000 | 902,454,000 | 976,184,000 |
| Allowance for loan losses | 4,600,000 | 4,600,000 | 5,500,000 | 5,140,000 |
| Securities available for sale | 36,789,000 | 54,433,000 | 69,682,000 | 99,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,099,269,000 | 1,199,325,000 | 1,191,943,000 | 1,295,722,000 |
| Interest-bearing deposits | 778,662,000 | 853,159,000 | 842,567,000 | 897,418,000 |
| Noninterest-bearing deposits | 320,607,000 | 346,166,000 | 349,376,000 | 398,304,000 |
| Equity capital | 133,028,000 | 137,383,000 | 141,006,000 | 170,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,551,000 | 27,303,000 | 41,591,000 | 56,860,000 |
| Interest expense | 991,000 | 2,082,000 | 3,483,000 | 4,928,000 |
| Net interest income | 12,560,000 | 25,221,000 | 38,108,000 | 51,932,000 |
| Noninterest income | 1,754,000 | 3,864,000 | 5,531,000 | 7,197,000 |
| Noninterest expense | 8,084,000 | 16,750,000 | 25,151,000 | 36,615,000 |
| Provision for loan losses | 254,000 | 497,000 | 1,578,000 | 1,842,000 |
| Pretax income | 5,976,000 | 11,841,000 | 16,913,000 | 20,675,000 |
| Income tax | 1,757,000 | 3,278,000 | 4,865,000 | 6,020,000 |
| Net income | 4,219,000 | 8,563,000 | 12,048,000 | 14,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,943,000 | 121,096,000 | 125,406,000 | 147,209,000 |
| Total capital | 120,853,000 | 126,006,000 | 131,216,000 | 152,679,000 |
| Risk-weighted assets | 870,955,000 | 906,088,000 | 925,375,000 | 1,006,521,000 |