Call reports 2017
UNITED BUSINESS BANK — 2017
What UNITED BUSINESS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 697,396,000 | 1,155,538,000 | 1,185,015,000 | 1,245,297,000 |
| Total loans | 535,367,000 | 858,715,000 | 845,207,000 | 894,324,000 |
| Allowance for loan losses | 3,925,000 | 4,075,000 | 4,075,000 | 4,215,000 |
| Securities available for sale | 12,108,000 | 37,476,000 | 37,072,000 | 40,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,952,000 | 1,032,847,000 | 1,055,341,000 | 1,104,980,000 |
| Interest-bearing deposits | 467,515,000 | 720,258,000 | 747,375,000 | 776,996,000 |
| Noninterest-bearing deposits | 142,437,000 | 312,589,000 | 307,966,000 | 327,985,000 |
| Equity capital | 79,582,000 | 114,052,000 | 117,509,000 | 128,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,300,000 | 17,884,000 | 30,936,000 | 43,531,000 |
| Interest expense | 918,000 | 1,889,000 | 2,879,000 | 3,909,000 |
| Net interest income | 6,382,000 | 15,995,000 | 28,057,000 | 39,622,000 |
| Noninterest income | 837,000 | 2,675,000 | 3,697,000 | 5,553,000 |
| Noninterest expense | 4,633,000 | 13,087,000 | 20,672,000 | 30,057,000 |
| Provision for loan losses | 143,000 | 287,000 | 345,000 | 462,000 |
| Pretax income | 2,443,000 | 5,296,000 | 10,737,000 | 14,656,000 |
| Income tax | 1,024,000 | 2,311,000 | 4,484,000 | 9,036,000 |
| Net income | 1,419,000 | 2,985,000 | 6,253,000 | 5,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,926,000 | 97,561,000 | 101,232,000 | 111,072,000 |
| Total capital | 79,131,000 | 101,916,000 | 105,587,000 | 115,597,000 |
| Risk-weighted assets | 540,492,000 | 830,023,000 | 831,458,000 | 893,985,000 |