Call report 2015Q4
UNITED BUSINESS BANK — 2015Q4
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 623,704,000 | USD | evidence → |
| Total loans | 464,458,000 | USD | evidence → |
| Allowance for loan losses | 3,850,000 | USD | evidence → |
| Securities available for sale | 23,528,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 543,304,000 | USD | evidence → |
| Interest-bearing deposits | 391,291,000 | USD | evidence → |
| Noninterest-bearing deposits | 152,013,000 | USD | evidence → |
| Equity capital | 72,380,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,605,000 | USD | evidence → |
| Interest expense | 2,679,000 | USD | evidence → |
| Net interest income | 22,926,000 | USD | evidence → |
| Noninterest income | 6,762,000 | USD | evidence → |
| Noninterest expense | 19,113,000 | USD | evidence → |
| Provision for loan losses | 1,412,000 | USD | evidence → |
| Pretax income | 9,163,000 | USD | evidence → |
| Income tax | 1,711,000 | USD | evidence → |
| Net income | 7,452,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,628,000 | USD | evidence → |
| Total capital | 70,758,000 | USD | evidence → |
| Risk-weighted assets | 500,922,000 | USD | evidence → |