Call report 2014Q4
UNITED BUSINESS BANK — 2014Q4
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 504,391,000 | USD | evidence → |
| Total loans | 325,408,000 | USD | evidence → |
| Allowance for loan losses | 2,500,000 | USD | evidence → |
| Securities available for sale | 17,541,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 437,941,000 | USD | evidence → |
| Interest-bearing deposits | 313,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 124,228,000 | USD | evidence → |
| Equity capital | 58,174,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,558,000 | USD | evidence → |
| Interest expense | 2,296,000 | USD | evidence → |
| Net interest income | 17,262,000 | USD | evidence → |
| Noninterest income | 3,200,000 | USD | evidence → |
| Noninterest expense | 12,587,000 | USD | evidence → |
| Provision for loan losses | 1,074,000 | USD | evidence → |
| Pretax income | 6,895,000 | USD | evidence → |
| Income tax | 1,717,000 | USD | evidence → |
| Net income | 5,178,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,175,000 | USD | evidence → |
| Total capital | 56,675,000 | USD | evidence → |
| Risk-weighted assets | 343,405,000 | USD | evidence → |