Call report 2012Q4
UNITED BUSINESS BANK — 2012Q4
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 316,583,000 | USD | evidence → |
| Total loans | 227,144,000 | USD | evidence → |
| Allowance for loan losses | 2,700,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,204,000 | USD | evidence → |
| Interest-bearing deposits | 220,200,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,004,000 | USD | evidence → |
| Equity capital | 50,672,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,727,000 | USD | evidence → |
| Interest expense | 2,237,000 | USD | evidence → |
| Net interest income | 12,490,000 | USD | evidence → |
| Noninterest income | 558,000 | USD | evidence → |
| Noninterest expense | 7,719,000 | USD | evidence → |
| Provision for loan losses | 1,483,000 | USD | evidence → |
| Pretax income | 3,846,000 | USD | evidence → |
| Income tax | 1,691,000 | USD | evidence → |
| Net income | 2,155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,677,000 | USD | evidence → |
| Total capital | 52,377,000 | USD | evidence → |
| Risk-weighted assets | 241,911,000 | USD | evidence → |