Call report 2008Q4
UNITED BUSINESS BANK — 2008Q4
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,885,000 | USD | evidence → |
| Total loans | 98,004,000 | USD | evidence → |
| Allowance for loan losses | 1,220,000 | USD | evidence → |
| Securities available for sale | 670,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,812,000 | USD | evidence → |
| Interest-bearing deposits | 76,841,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,972,000 | USD | evidence → |
| Equity capital | 15,629,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,764,000 | USD | evidence → |
| Interest expense | 2,046,000 | USD | evidence → |
| Net interest income | 3,718,000 | USD | evidence → |
| Noninterest income | 821,000 | USD | evidence → |
| Noninterest expense | 3,665,000 | USD | evidence → |
| Provision for loan losses | 273,000 | USD | evidence → |
| Pretax income | 601,000 | USD | evidence → |
| Income tax | 282,000 | USD | evidence → |
| Net income | 319,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,630,000 | USD | evidence → |
| Total capital | 16,850,000 | USD | evidence → |
| Risk-weighted assets | 102,829,000 | USD | evidence → |