Call report 2007Q4
UNITED BUSINESS BANK — 2007Q4
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,710,000 | USD | evidence → |
| Total loans | 79,764,000 | USD | evidence → |
| Allowance for loan losses | 990,000 | USD | evidence → |
| Securities available for sale | 842,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,793,000 | USD | evidence → |
| Interest-bearing deposits | 60,873,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,920,000 | USD | evidence → |
| Equity capital | 15,238,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,354,000 | USD | evidence → |
| Interest expense | 2,497,000 | USD | evidence → |
| Net interest income | 3,857,000 | USD | evidence → |
| Noninterest income | 275,000 | USD | evidence → |
| Noninterest expense | 2,867,000 | USD | evidence → |
| Provision for loan losses | 232,000 | USD | evidence → |
| Pretax income | 1,033,000 | USD | evidence → |
| Income tax | -174,000 | USD | evidence → |
| Net income | 1,207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,244,000 | USD | evidence → |
| Total capital | 16,234,000 | USD | evidence → |
| Risk-weighted assets | 87,147,000 | USD | evidence → |