Call report 2004Q4
UNITED BUSINESS BANK — 2004Q4
The 22 measures UNITED BUSINESS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,554,000 | USD | evidence → |
| Total loans | 15,252,000 | USD | evidence → |
| Allowance for loan losses | 175,000 | USD | evidence → |
| Securities available for sale | 1,747,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 11,589,000 | USD | evidence → |
| Interest-bearing deposits | 10,413,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,176,000 | USD | evidence → |
| Equity capital | 13,881,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 323,000 | USD | evidence → |
| Interest expense | 49,000 | USD | evidence → |
| Net interest income | 274,000 | USD | evidence → |
| Noninterest income | 3,000 | USD | evidence → |
| Noninterest expense | 1,600,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | -1,498,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,896,000 | USD | evidence → |
| Total capital | 14,071,000 | USD | evidence → |
| Risk-weighted assets | 17,261,000 | USD | evidence → |