Call reports 2015
AMERICA CALIFORNIA BANK — 2015
What AMERICA CALIFORNIA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 132,587,000 | 127,281,000 |
| Total loans | 95,357,000 | 95,048,000 |
| Allowance for loan losses | 2,627,000 | 2,636,000 |
| Securities available for sale | 253,000 | 243,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 97,740,000 | 92,675,000 |
| Interest-bearing deposits | 84,489,000 | 78,542,000 |
| Noninterest-bearing deposits | 13,251,000 | 14,133,000 |
| Equity capital | 17,993,000 | 18,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 1,296,000 | 2,635,000 |
| Interest expense | 247,000 | 486,000 |
| Net interest income | 1,049,000 | 2,149,000 |
| Noninterest income | 56,000 | 112,000 |
| Noninterest expense | 880,000 | 1,860,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 225,000 | 401,000 |
| Income tax | 88,000 | 178,000 |
| Net income | 137,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 16,959,000 | 17,045,000 |
| Total capital | 18,112,000 | 18,194,000 |
| Risk-weighted assets | 90,745,000 | 90,419,000 |