Call reports 2011
AMERICA CALIFORNIA BANK — 2011
What AMERICA CALIFORNIA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 116,748,000 | 115,854,000 | 121,867,000 | 122,585,000 |
| Total loans | 86,860,000 | 93,637,000 | 88,802,000 | 95,581,000 |
| Allowance for loan losses | 2,234,000 | 2,224,000 | 1,982,000 | 2,050,000 |
| Securities available for sale | 558,000 | 523,000 | 486,000 | 448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,723,000 | 93,819,000 | 99,796,000 | 95,516,000 |
| Interest-bearing deposits | 82,487,000 | 85,990,000 | 87,719,000 | 87,097,000 |
| Noninterest-bearing deposits | 8,236,000 | 7,829,000 | 12,077,000 | 8,419,000 |
| Equity capital | 15,214,000 | 15,206,000 | 15,273,000 | 15,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,862,000 | 4,320,000 | 5,826,000 |
| Interest expense | 644,000 | 1,184,000 | 1,651,000 | 2,103,000 |
| Net interest income | 794,000 | 1,678,000 | 2,669,000 | 3,723,000 |
| Noninterest income | 100,000 | 222,000 | 358,000 | 477,000 |
| Noninterest expense | 967,000 | 1,945,000 | 2,964,000 | 3,916,000 |
| Provision for loan losses | 0 | 15,000 | 55,000 | 390,000 |
| Pretax income | -73,000 | -60,000 | 8,000 | -106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -73,000 | -60,000 | 8,000 | -106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,896,000 | 14,681,000 | 14,749,000 | 14,729,000 |
| Total capital | 16,014,000 | 15,861,000 | 15,879,000 | 15,927,000 |
| Risk-weighted assets | 88,339,000 | 93,333,000 | 89,560,000 | 95,080,000 |