Call reports 2004
AMERICA CALIFORNIA BANK — 2004
What AMERICA CALIFORNIA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 104,392,000 | 104,984,000 | 108,156,000 | 123,407,000 |
| Total loans | 72,261,000 | 70,125,000 | 78,736,000 | 83,984,000 |
| Allowance for loan losses | 1,302,000 | 1,303,000 | 1,305,000 | 1,306,000 |
| Securities available for sale | 15,588,000 | 20,218,000 | 15,705,000 | 20,826,000 |
| Securities held to maturity | 101,000 | 101,000 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,410,000 | 85,584,000 | 88,116,000 | 103,271,000 |
| Interest-bearing deposits | 77,850,000 | 76,979,000 | 79,503,000 | 93,136,000 |
| Noninterest-bearing deposits | 7,560,000 | 8,605,000 | 8,613,000 | 10,135,000 |
| Equity capital | 12,483,000 | 12,704,000 | 13,075,000 | 13,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 2,883,000 | 4,372,000 | 6,023,000 |
| Interest expense | 308,000 | 609,000 | 935,000 | 1,328,000 |
| Net interest income | 1,176,000 | 2,274,000 | 3,437,000 | 4,695,000 |
| Noninterest income | 106,000 | 212,000 | 325,000 | 436,000 |
| Noninterest expense | 901,000 | 1,758,000 | 2,592,000 | 3,450,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 399,000 | 746,000 | 1,195,000 | 1,699,000 |
| Income tax | 25,000 | 163,000 | 348,000 | 550,000 |
| Net income | 374,000 | 583,000 | 847,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,449,000 | 11,734,000 | 12,048,000 | 12,647,000 |
| Total capital | 12,437,000 | 12,683,000 | 13,125,000 | 13,808,000 |
| Risk-weighted assets | 78,753,000 | 75,554,000 | 85,902,000 | 92,743,000 |
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