Call reports 2002
AMERICA CALIFORNIA BANK — 2002
What AMERICA CALIFORNIA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 100,400,000 | 99,504,000 | 103,028,000 | 104,298,000 |
| Total loans | 70,626,000 | 71,759,000 | 76,427,000 | 79,529,000 |
| Allowance for loan losses | 1,183,000 | 777,000 | 744,000 | 1,094,000 |
| Securities available for sale | 11,727,000 | 10,462,000 | 13,960,000 | 13,294,000 |
| Securities held to maturity | 104,000 | 104,000 | 104,000 | 103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,934,000 | 84,034,000 | 85,241,000 | 85,889,000 |
| Interest-bearing deposits | 76,577,000 | 72,711,000 | 75,484,000 | 77,430,000 |
| Noninterest-bearing deposits | 9,357,000 | 11,323,000 | 9,757,000 | 8,458,000 |
| Equity capital | 7,476,000 | 8,606,000 | 8,794,000 | 9,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,847,000 | 4,341,000 | 5,888,000 |
| Interest expense | 553,000 | 1,011,000 | 1,442,000 | 1,852,000 |
| Net interest income | 869,000 | 1,836,000 | 2,899,000 | 4,036,000 |
| Noninterest income | 107,000 | 221,000 | 407,000 | 551,000 |
| Noninterest expense | 961,000 | 1,933,000 | 2,879,000 | 3,967,000 |
| Provision for loan losses | 0 | 10,000 | 115,000 | 370,000 |
| Pretax income | 34,000 | 172,000 | 370,000 | 308,000 |
| Income tax | 3,000 | 3,000 | 3,000 | -557,000 |
| Net income | 31,000 | 169,000 | 367,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,460,000 | 8,598,000 | 8,773,000 | 9,271,000 |
| Total capital | 8,443,000 | 9,375,000 | 9,517,000 | 10,324,000 |
| Risk-weighted assets | 78,443,000 | 78,965,000 | 81,303,000 | 84,178,000 |