Call reports 2001
AMERICA CALIFORNIA BANK — 2001
What AMERICA CALIFORNIA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 96,091,000 | 95,641,000 | 95,165,000 | 94,741,000 |
| Total loans | 66,696,000 | 74,243,000 | 71,812,000 | 74,430,000 |
| Allowance for loan losses | 803,000 | 800,000 | 851,000 | 1,131,000 |
| Securities available for sale | 16,297,000 | 12,878,000 | 9,089,000 | 6,793,000 |
| Securities held to maturity | 106,000 | 106,000 | 105,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,914,000 | 81,269,000 | 78,675,000 | 79,485,000 |
| Interest-bearing deposits | 76,739,000 | 71,803,000 | 70,906,000 | 70,751,000 |
| Noninterest-bearing deposits | 9,175,000 | 9,466,000 | 7,769,000 | 8,734,000 |
| Equity capital | 7,376,000 | 7,437,000 | 7,498,000 | 7,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,875,000 | 3,685,000 | 5,474,000 | 6,904,000 |
| Interest expense | 868,000 | 1,632,000 | 2,372,000 | 3,013,000 |
| Net interest income | 1,007,000 | 2,053,000 | 3,102,000 | 3,891,000 |
| Noninterest income | 140,000 | 224,000 | 304,000 | 429,000 |
| Noninterest expense | 1,011,000 | 2,075,000 | 3,158,000 | 4,080,000 |
| Provision for loan losses | 46,000 | 92,000 | 138,000 | 411,000 |
| Pretax income | 143,000 | 243,000 | 364,000 | 153,000 |
| Income tax | 0 | 2,000 | 2,000 | -248,000 |
| Net income | 143,000 | 241,000 | 362,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,170,000 | 7,269,000 | 7,390,000 | 7,429,000 |
| Total capital | 7,973,000 | 8,069,000 | 8,241,000 | 8,400,000 |
| Risk-weighted assets | 76,346,000 | 82,764,000 | 79,586,000 | 77,476,000 |